1. Register for a Discover Bank Card
By submitting an online application, you can request a credit card. Your personal details and possibly some details on your income and expenses are typically supplied.
The process then involves a few more phases before the lender decides whether to approve or reject you.Whether you're applying for a Discover card or another card, the issuer will typically respond to you very away, but not always with the ultimate verdict.
Instant approval is possible. Otherwise, you can get a reply informing you that your application will be looked at more closely.
The issuer will examine your credit history after that and when your identity has been confirmed. Your payment history, debt, and whether you've lately applied for new credit with any other businesses will all be taken into consideration.
Even if you don't hear back right away, if you're accepted, your new Discover card will arrive in the mail. If your application is rejected, Discover will send you a letter outlining the reasons why.
You might not always want to wait for that information to arrive in the mail. Consider making plans regardless of whether you will have access to the credit. You can thus check the status of your Discover app in the interim.
2. How to Monitor the Status of a Discovery Card Application
Here are some quick actions you may follow to see how your Discover card app is doing.
Examine your online presence
Visit the card application page, where you enter your social security number and zip code, to see the status of your application. That will provide you a progress update on your Discover card application right now.
Phone-check your situation
Call Discover's customer service line at (800) 347-2683 if you'd want to verify your status over the phone. A live person will answer your call on an ongoing basis.
When you dial the number, there are menu options for the automatic version. Although you should listen to the prompt because those alternatives are subject to change, you should push # to the first menu list and four to the second.
Then, you'll be prompted for your Social Security number. Once you've done that, you may learn how your application is progressing.
You will be able to learn why if you learn that your application has been declined. If your application is turned down, you can also ask Discover to examine it. You must, however, explain to Discovery why you believe your application should be accepted. Calling the Discover customer support line will also accomplish it.